Find online jobs that pay through Mpesa and get paid fast.

Online jobs in Kenya that pay through Mpesa have received a major boost due to the partnership between Paypal and Mpesa. You are now able to transfer money directly from your paypal account to your Mpesa account. Mpesa is a mobile platform which involves the transfer of money via mobile phones. It was invented by Safaricom, the biggest company in terms of profitability in Kenya. Mpesa has improved Kenyan economy by changing lives and livelihoods of Kenyan citizen. It has become very easy to send and withdraw as little as $1.

A few years ago, Paypal was the only way to receive money for a freelancer in Kenya. Things were really hard and difficult. You had to apply for a pioneer card to be able to access money from Paypal. You could find yourself waiting for fortnights to be able to withdraw. Then Equity Bank made a partnership with Paypal and it was a relieve as you were to wait for three working days to receive your money. The services were not so good but it was better than none. The partnership between Mpesa and Paypay was received with joy from freelancers who work online. It only takes you at most two hours to receive your money. Not forgetting the exchange is much better.

Online jobs in Kenya that pay through Mpesa are increasing with time. Mpesa has reduced the time taken to transfer money from one bank to another. It has also reduced insecurity as people don’t have to carry physical money. People also prefer to be paid through Mpesa because it is instant and safe. Mpesa encourages freelancer to work more because it has reduced the risk taken to receive payments. Also due to the fact that people do not have to walk long distances to the bank to make payments making them utilize their time working more.

Here are online jobs in Kenya that pay through Mpesa


Upwork is one of the top freelancer sites that offer online jobs by linking freelancers with clients who want their work to be done remotely. Upwork has recently permitted Mpesa payments method to Kenyan which has really simplified freelancer payments. Upwork to Mpesa Payments are immediate and relatively cheaper compared to other Upwork payment methods. Initially, Upwork used to pay through Paypal, Skrill or via Pioneer cards for Kenya payments which used to take days with a lot of deductions.

Freelancers in Kenya nowadays are preferring to work with Upwork due to this added payment method. You need to have registered with Mpesa to be able to add Mpesa to Upwork payment methods. Mpesa payment is especially for Kenyans only. The following are steps to add Mpesa as a payment method in Upwork

  1. Go to My Job menu
  2. Click Get Paid
  3. Click payment method
  4. Click Add method
  5. Choose Mpesa
  6. Fill in Mpesa details as requested
  7. Click Add, and you are done

Affiliate Marketing

Affiliate marketing is an online job where companies hire freelancers to market their products via different affiliate networks. Affiliate networks require you to sign up and fill in some application forms to be given access, then you choose the merchant you want to promote. It is advisable to choose a product from your niche which is easier to sell. The most popular affiliate networks in Kenya includes


Most of these networks pay the commission via Mpesa on attaining a certain threshold. For example, will disburse your payment when you hit $50 as a commission. This is OK as it encourages volumes. Some of the popular platforms available for Kenyans include

  • Amazon
  • Bluehost
  • Hubpages
  • Iwriter
  • Payoneer
  • Jumia
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You can easily join any of them as it is free to sign up.

Forex Trading

Forex trading is one of the online jobs in Kenya that pay through Mpesa. There are many companies that are offering the service. Forex trade involves the selling of one currency and buying of the other with an aim of making a profit. Some of best Forex trading companies in Kenya include

  • FXPro
  • Forex Kenya
  • Forex New Snow
  • Atoz forex

Recently CMA (Capital Market Authority) in Kenya is aiming at regularizing forex trade in Kenya by ensuring that all commissions are paid through bank cheques and electronic funds transfer. This will still not affect Mpesa payments as many banks in Kenya are connected to Mpesa accounts where someone can initiate Mpesa payments direct from his account.

Online Writing

The number of Kenyan citizen entering freelancer jobs is increasing each day. This is fueled by people with years of writing as a freelancer, deciding to open their own companies where they source direct clients who would want their services. They later train and employ full-time writers to work for them through their companies.

Most of the Kenyan employers are making payments via Mpesa. One of renown writer and employer in Kenya is Walter Akolo who is the owner of Mpesa has enabled writers to coordinate with their Kenyan employers who assign work remotely without necessarily meeting the writer because the payment is done directly to the writers Mpesa accounts without delays. Some of the online jobs that Kenyan employers are taking up include

  • Article writing
  • Academic writing
  • Data entry
  • Proofreading
  • Transcribing
  • Translation

Sales of e-books

Many people in Kenya are striving to have a side hustles to boost their incomes. The cost of living is increasing each day making one salary to be insufficient. One of the easiest way and activity that has been adopted as a side hustle for many full-time employees in Kenyan is the sale of e-books. An e-book is a book that is available in soft copies and is downloadable in pdf form.

Most of the e-book sellers are using Facebook and Instagram to reach their customers by advertising them in busy pages and forums. In Kenya, popular Facebook pages like the Kilimani mum groups are full of ebook sellers because of the traffic in this group. Others are advertising specific books like ebooks that promote infant care to groups popular with new mothers.

If the customer like the book, the payment is made directly to the seller’s Mpesa account which reflects immediately and them the seller avail the book via email address. Mpesa has enabled quick transaction as both parties do not have to wait for payments to reflect in their bank account to avail the required books.

Bottom Line

Other activities in Kenya that pay through Mpesa include sports betting. Although betting is not necessarily classified as a job, it is one of the most recreative activity Kenyans are spending time in. It has become the main hustle and hobbies for many youths in Kenya. Those people who are able to speculate accurately are earning big time.

We have witnesses people winning jackpots worth millions of money in Kenya through sports betting. All sport betting companies in Kenya make payments through Mpesa. Mpesa has become the preferred mode of payments in many companies today. You do not have to move a step to make payments and to get paid as the money is transferred directly to your phone.

There are other online jobs in Kenya that pay through Mpesa indirectly, stock trading through the Nairobi stock exchange is one of them. Although the earnings go through the stock brokers, many stock brokers in Kenya are banks. However, it is easy to pull money from your bank account to your Mpesa account instantly.

Although Mpesa has become a popular way of transacting in Kenya, Mpesa charges are relatively high as compared to bank charges. The other limitation with Mpesa payments is that it has a limit of the amount of money you can receive and send at a time. The capacity of Mpesa account is also limited to a maximum of Ksh 140,000 which limits large payments.

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Carolynn Mungai is a professional finance and career adviser and freelance writer. Her greatest passion is giving real life advices to people about their personal finances and also giving career guidance to young people through her blog posts and website contents. She doubles as a proprietor of ideal staffing agency company.


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